For Oregonians looking for flexible financing options, private lending has become an increasingly popular alternative to traditional banking. Whether you're in the midst of a real estate transaction or in need of some short-term capital, private lenders offer unique opportunities that standard banks often can't provide. For business purpose loans, Precision Capital often works with borrowers who need loans for fix and flips, new construction, or commercial development.

Unlike conventional banks, private lenders are not bound by the same restrictive lending criteria, which gives them the flexibility to structure loans that fit a variety of financial situations. While interest rates on private loans typically range from 11% to 12%, borrowers benefit from shorter approval times and fewer restrictions. This can be particularly helpful in real estate markets like Eugene, Portland, and Bend, where quick access to capital can make all the difference.

Another key advantage of private lending is the absence of prepayment penalties. Borrowers can sell or refinance their property when it suits them, without the added financial burden of extra fees. Loan terms generally last between one and two years, giving borrowers the flexibility to meet their short-term goals.

Private lending can be an excellent solution for those who may not meet the strict requirements of traditional banks or need faster funding than a typical mortgage can provide.

For investors, private lending offers an appealing opportunity to diversify portfolios. By investing in notes secured by real estate, investors can benefit from stable, passive income. With investments starting at $25,000, private lending allows for real estate-backed security without the direct management of property, making it an attractive option for those seeking both growth and income.

If you're exploring private lending options, or would like to diversify your investment portfolio, Precision Capital, based here in Eugene, can help guide you through the process. They specialize in private loans and investments across the state, offering solutions tailored to client needs. Visit their website, or contact them directly to learn more about how private lending can help support your financial future and goals.

This article does not constitute an offer to sell, nor the solicitation of an offer to buy securities. Any such offering will be made through the offering documents which include the Private Placement Memorandum or Offering Circular, the Limited Partnership Agreement, and the Subscription Agreement, all of which investors should carefully review before investing.