Skip to main content

Sponsored Content

Why Everyone Should Plan for Long-Term Care

08/14/2017 01:36 ● Published by Family Features

Research suggests that most Americans turning age 65 will need some form of assistance with everyday activities, known as long-term care, as they grow older. The amount of care needed will depend on many variables, including overall health, cognitive functioning and home environment.

Age is a strong predictor of the need for help, and because women live longer on average, they are more likely than men to require long-term care. Factors such as a disability, injury or chronic illness also increase the chance that long-term care will be needed.

Three simple steps can help you start planning for care you may need as you age.

1. Know what to expect
Most people know they should save for retirement, but many don’t know exactly what expenses to expect. An often overlooked area is long-term care, a broad set of supports for everyday tasks like dressing or eating. While most of this care is provided by family members and friends, sometimes older adults and their families get these services from providers like home health aides, area agencies on aging or residential providers such as assisted living or nursing homes.

Understanding long-term care is the first step in creating a plan. Key things to know include:

  • A person who lives alone is more likely to require long-term care than one who can rely on a spouse or partner for help with daily tasks.
  • Long-term care is expensive and represents a major uncovered risk to your retirement savings.
  • Medicare does not pay for long-term care services or supports with some minor exceptions. Neither does your employer-based health insurance or Medigap.
  • Most people prefer to receive long-term care at home; their odds of doing so may be improved by making home modifications to reduce the risk of falls.
  • Many Americans say they do not want to rely on their children for care, but a lack of planning for paid care often leads to exactly that result.

2. It’s not just about you
A choice to plan or not plan will likely have a big impact on family and friends who may also be informal caregivers. Statistics show that most long-term care is provided by family members or other loved ones.

Take the time to make clear your preferences for what kind of help you value most and where you want to receive it. Family and friends will feel better knowing that you are thinking about your needs – and theirs – by planning for long-term care.

3. Better active than reactive
Be proactive. Staying at home is great, especially if it has been modified to help you avoid an injury and continue to care for yourself. However, it won’t happen without taking steps to ensure you can get the supports you need at home. Start thinking about ways to maintain your independence, safety and care needs.

For more information and resources to develop a care plan, visit longtermcare.gov.


 

Sponsored by Administration for Community Living

Family Features Family Features Lifestyle
  • Holiday Market

    11/18/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • GO DUCKS! Weekends

    11/18/2017
    11:00AM — 05:00PM

    One campus. Two museums. Free admission. The Museum of Natural and Cultural History and the Jorda...


  • Free Kids Table Tennis

    11/18/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • Holiday Market

    11/19/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • GO DUCKS! Weekends

    11/19/2017
    11:00AM — 05:00PM

    One campus. Two museums. Free admission. The Museum of Natural and Cultural History and the Jorda...


  • Animal Adventures

    11/20/2017
    10:00AM — 11:30AM

    Enjoy outside nature play in our Learnscape plus pre-school crafts and stories. Rain or shine! In...


  • Free Kids Table Tennis

    11/21/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • PreSchool & Lapsit Storytimes

    11/22/2017
    10:00AM — 10:30PM

    Every Wednesday at 10:00am we have two storytimes in the children's area of the library. To the l...


  • Free Kids Table Tennis

    11/23/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


It looks like we don't have any events for this date. You can always add an event.

  • Holiday Market

    11/18/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • GO DUCKS! Weekends

    11/18/2017
    11:00AM — 05:00PM

    One campus. Two museums. Free admission. The Museum of Natural and Cultural History and the Jorda...


  • Free Kids Table Tennis

    11/18/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • Holiday Market

    11/19/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • GO DUCKS! Weekends

    11/19/2017
    11:00AM — 05:00PM

    One campus. Two museums. Free admission. The Museum of Natural and Cultural History and the Jorda...


  • Animal Adventures

    11/20/2017
    10:00AM — 11:30AM

    Enjoy outside nature play in our Learnscape plus pre-school crafts and stories. Rain or shine! In...


  • Free Kids Table Tennis

    11/21/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • PreSchool & Lapsit Storytimes

    11/22/2017
    10:00AM — 10:30PM

    Every Wednesday at 10:00am we have two storytimes in the children's area of the library. To the l...


  • Free Kids Table Tennis

    11/23/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • Holiday Market

    11/25/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • GO DUCKS! Weekends

    11/25/2017
    11:00AM — 05:00PM

    One campus. Two museums. Free admission. The Museum of Natural and Cultural History and the Jorda...


  • Small Business Saturday

    11/25/2017
    11:00AM — 05:00PM

    Want to make a difference with your holiday shopping? Every purchase at Past and Presents, the mu...


  • Free Kids Table Tennis

    11/25/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • Holiday Market

    11/26/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • GO DUCKS! Weekends

    11/26/2017
    11:00AM — 05:00PM

    One campus. Two museums. Free admission. The Museum of Natural and Cultural History and the Jorda...


  • Free Kids Table Tennis

    11/28/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • PreSchool & Lapsit Storytimes

    11/29/2017
    10:00AM — 10:30PM

    Every Wednesday at 10:00am we have two storytimes in the children's area of the library. To the l...


  • Free Kids Table Tennis

    11/30/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • Free First Friday at the Museum

    12/01/2017
    11:00AM — 05:00PM

    The Museum of Natural and Cultural History offers free admission on the first Friday of the month...


  • 16th Annual Nativity Display

    12/01/2017
    05:00PM — 09:00PM

    More than 1,000 Nativities will be on display for the 16th annual Creche Exhibit, hosted by The C...


  • Singin' In The Rain

    12/01/2017
    07:30PM — 10:00PM

    You remember the plot! You love the characters! You know “the song”! You’ll adore the sparkling, ...


  • Howard Holiday Bazaar

    12/02/2017
    09:00AM — 02:00PM

    A Magical mix of Artisans, School Fundraisers and Consultants! You won't want to miss it!


  • Holiday Market

    12/02/2017
    10:00AM — 06:00PM

    Saturday Market’s Holiday Market takes the best things about the Saturday Market, bringing them i...


  • 16th Annual Nativity Display

    12/02/2017
    11:00AM — 08:00PM

    More than 1,000 Nativities will be on display for the 16th annual Creche Exhibit, hosted by The C...


  • Free Kids Table Tennis

    12/02/2017
    04:45PM

    Free Table Tennis for kids at the Eugene Table Tennis Club. Every Tuesday and Thursday. 4:45-6:15...


  • Singin' In The Rain

    12/02/2017
    07:30PM — 10:00PM

    You remember the plot! You love the characters! You know “the song”! You’ll adore the sparkling, ...


 

 January 2017 Education Guide

NEW!! Coming in Sept / Oct 2017!!!

 

Weekly Recipes